Estate Planning

FIN 4385-01 Case II: Executive Summary For the past several weeks, BJSMC conducted a comprehensive estate plan providing a structural outline of our client’s, Scott, estate opportunities and limitations subject to specific request. Our client provided us with the following scenarios: 1). If Scott dies this year, predeceasing Sue, and his executor elected his date of death as the valuation date, indicate those assets (and their values) that would be includible in Scott’s gross estate for estate tax purposes.Also, please explain your reason for the inclusion or exclusion of each asset. 2). Based on Scott’s current estate plan, indicate those assets and their values that would qualify for marital deduction. Explain your reasons for the qualification or non-qualification of each asset for the marital deduction. Based on factual information, hard-copy documentation, and professional experience, BJSMC established the following resolutions to scenario I: The â€Å"Catc hall Provision† of Internal Revenue Coded states the general rule that the gross estate includes the value of all property interests, real or personal, tangible or intangible. Under Section 2033, the decedent’s estate includes any interest in real estate, cash or money equivalents, whether kept in a bank, savings or checking account, certificates of deposit, money market funds, or a safe-deposit box. The gross estate also includes any stocks, bonds (including tax-exempt bonds), notes and mortgages owned by the decedent.Therefore, the full values of the following assets are included in Scott’s gross estate under IRC Sec. 2033 since he is the sole owner: o Stock in XYZ Corporation (500 shares) o Other listed common stock o Tax-free municipal bonds o Savings accounts o Household and other tangible personal property †¢ Section 2033 may also apply to inclusion of life insurance. If a decedent owns a life insurance policy on his or her own life at the date of deat h, the face amount of that policy must be included in the gross estate pursuant to Section 2042(2).This section establishes a standard regarding incident of ownership whereby the owner of a life policy is required to include the proceeds in the gross estate in the event that he or she possessed any incidents of ownership. In this case, it is specifically mentioned that Scott owns four life insurance policies on his own life. Therefore, the following items are included in Scott’s gross estate under IRC Section 2040: o Ordinary life policy purchased at age 23 o 20 – payment life policy purchased at 34 Ordinary life policy purchased at age 37 o Term to 65 policy purchased at age 44 †¢ Under IRC Section 2039, the total value of the profit-sharing plan and death benefit plan would be included in Scott’s gross estate. o XYZ Corporation – pension (noncontributory) death benefits o XYZ Corporation – profit sharing (noncontributory) death benefits â₠¬ ¢ A special rule was enacted to control the estate taxation of joint property with right of survivorship held solely by husband and wife as well as property held as tenants by the entirety.Section 2040(b) (1) pertains to the one-half inclusion rule for spouses. The rule is that one-half the value of such property, regardless of which spouse furnished all or part of the consideration, is included in the gross estate of the first spouse to die. Therefore, half the values of the following assets are included in Scott’s gross estate: o Residence purchased in 1987 o Vacation home o Checking account †¢ All property held in joint tenancy with right of survivorship by joint tenants other than a husband and wife alone is treated under a different rule.The property is included in a deceased joint tenant’s estate according to a percentage-of-contribution rule. Scott and Dan own the following property equally as tenants in common; therefore, half the value of the listed pro perty will be included in Scott’s gross estate: o Undeveloped real estate †¢ The property that Sue solely owns in her name (Saving account & other personal property) will not be included in Scott’s gross estate. Property and property interests that are includible under Section 2033 are those that are â€Å"owned† by the decedent.Scott doesn’t have any rights of ownership to Sue’s property in her name. Based on factual information, hard-copy documentation, and professional experience, BJSMC established the following resolutions to scenario II: Qualifying Marital Deductions †¢ $246,000 death benefit o Included in Scott’s gross estate †¢ $30,000 and $200,000 ordinary o Payable to Sue in a lump sum †¢ $377,000 of joint property o Right of survivorship †¢ $700,000 property passing o Passed to Sue outright Non Qualifying Marital Deductions & Reason †¢ $70,000/20-payment life insurance policy o Not payable to Sue

Challenges Of World Health Organization Health And Social Care Essay

World Health Organization ( WHO ) is an organisation that established by the United Nations in 1945. An thought about set uping WHO was from former wellness organisations such as Health Organization of the League of Nations. One twelvemonth subsequently in 22 July 1946, the fundamental law of the WHO had been signed by all 61 states of the UN, with the first meeting of the World Health Assembly completing on 24 April 1948. The Fundamental law of WHO came into force on 7 April 1948- a day of the month we now celebrate every twelvemonth as World Health Day. Until now, WHO has been responsible for catching diseases, in peculiar, malaria and TB, and besides HIV/AIDS which we ‘re traveling to speak about in this paper. The chief variety meats of WHO are the World Health Assembly, the Executive Board, and the secretariat, headed by a director-general. Harmonizing to WHO ( 2012 ) , the World Health Assembly has more than 190 provinces as the members. Each member has one ballot in policies of the organisation, budgetary, administrative, and similar inquiries. By two tierce of the ballot, the assembly may make up one's mind the determination or understanding. The assembly holds the meeting yearly in May at Geneva. The executive board has 32 members. Each 32 members of the board are elected by the World Health Assembly for the three old ages term. Board members serve as persons and non as representatives of their authoritiess. They meet twice a twelvemonth. The secretariat consists of the proficient and administrative forces of the organisation. It is headed by a manager general, chosen by the World Health Assembly. The WHO ‘s most of import intent which listed in The Constitution of WHO ( 1946 ) is â€Å" the enjoyment of the highest come-at-able criterion of wellness is one of the cardinal rights of every human being without differentiation of race, faith, political, belief, economic or societal status † . In order to accomplish this intent the promotive schemes are needed. Investing in wellness to cut down poorness, constructing single and planetary wellness security, advancing cosmopolitan coverage, gender equality, and wellness related human rights, undertaking the determiners of wellness, and beef uping wellness systems and just entree are the illustrations of those schemes. There are many maps of WHO. First, WHO provide leading on the wellness job and engage in the partnership where WHO attend action. When one state has a wellness job, WHO is the caput for seeking the solutions for that state. Second, WHO organizes the research docket which make the people understand and remain watchful about wellness issue and transmit of the valuable information and cognition about the wellness to every state. Third, WHO set up the norm, standard and advance their execution. Fourth, WHO provides proficient support and counsel. Fifth, WHO dominates the wellness state of affairs on the universe and reference wellness tendency. Until now we could see through brief debut of what is WHO. By this, we realize WHO is n't merely bing for nil. Indeed, WHO is one of the most effectual organisations in forestalling the spread of HIV/AIDS. Furthermore we will discourse about what is HIV/AIDS? What WHO do when HIV/AIDS occur in one state? Is at that place any different positions about WHO ‘s work in AIDS?II- History of HIV/AIDSAIDS ( Acquired Immune Deficiency Syndrome ) is one of the most fatal unwellnesss in the universe, which causes by HIV I ( Human Immunodeficiency Viruses ) , have been killing million of victims all over the universe merely over 30 old ages ago. AIDS does n't infect by merely holding sex ( unwritten, vaginal, or anal ) , but besides sharing blood, sharing needle ( drug utilizing, tattoo, piercingsaˆÂ ¦ ) ; infecting from ma, who got AIDS to the fetal. It kills victims by weaken down immune system in a complication manner. So where does AIDS come from? When and how it become the scarie st unwellness? It ‘s believed that AIDS was originated in Africa. In the early yeas HIV was an unknown and feared virus that menace and scare people about its fatal. After a movie star Rock Hudson died in October/2nd/1985, piano player Liberane died in February/4th/1987, and other more celebrated people died, the unwellness started to known by people. HIV emerged in the late twentieth century. In the sixtiess and 1970s, AIDs was appeared by infecting from Pan troglodytes to worlds in Africa. A 1998 analysis suggested that HIV-1 was occurred in 1960s in West Africa. In 1981 is the distributing AIDS syndrome. There were two ways, Kaposi ‘s sarcoma and pneumonia ( PCP ) gay homosexual in New York City. In 1982 is the syndrome was created as AIDS ( Acquired Immune Deficiency Syndrome ) . In 1983, World Health Organization ( WHO ) took action in France and US. In 1986 in UK AIDS was called as HIV ( Human Immunodeficiency Virus ) . In add-on, AZT ( azidothymidine or Retrovir ) anti-HIV drug w as found. Mandal said ( n.d. ) â€Å" In 2000 ‘s, by 2000,34.3 million instances of HIV worldwide, with largest figure in South Africa, were estimated. HIV vaccinum tests began in Oxford in 2000. In 2003 in Swaziland and Botswana in Southern Africa, about 40 % of grownups HIV+ AIDS vaccinum failed, Enfuviride a new drug called merger in hibitor was approved in the USA. In 2005 drug companies and shapers agreed to do available cheaper generic anti-viral drug. † Over 30 old ages AIDS has killed 1000000s of people, left many orphanhoods. Though WHO and all authoritiess around the universe have tried a remedy for this unwellness, there has n't had any medical specialty to bring around this syndrome yet. In order to diminish this AIDS syndrome, people should good aware about how to forestall and protect themselves from this fatal unwellness.III- The Challenges of World Health Organization in AIDS planThe WHO is regarded as one of the taking organisations in forestalling and halting AIDS and they are besides praised for their committedness and scheme. The run is concentrating on zero new HIV infection, zero deceases from AIDS related unwellnesss and zero favoritism against people populating with HIV/AIDS ( WHO, 2011 ) .However, there are ever the obstruction that or issues that they have been confronting since the beginning of their spreading of HIV bar plana. Education and CommunicationThe WHO plan against AIDS focal point on Lashkar-e-Taiba pe ople to cognize HIV/AIDS and how to forestall it. However, Knowledge of AIDS is limited to some states that are low in instruction, wellness, and communicating. Those people that live there were really vulnerable to the disease and easy infected to other people. Hence, when UNTAC arrive in 1992 Cambodia to reconstruct peace, they besides carried AIDS that was distributing throughout Cambodia. During that clip Cambodia was in the procedure of stoping the ongoing civil wars that have lasted for decennaries. The Kampuchean was comparatively incognizant of this deathly epidemic. Harmonizing to WHO, by 1995 there were between 50,000 and 90,000 Cambodians infected by HIV. The grounds why it expanded so fast were the deficiency of cognition of Aids, how lifelessly it was, and how it infected from individual to individual.B. Stigma and DiscriminationThe Secretary General Ban Ki Moon says: â€Å" Sigma remains the individual most of import barrier to public action. it is a chief ground why excessively many people are afraid to see a physician whether they have the disease or to seek intervention if so. It helps do AIDS the soundless slayer, because people fear the societal shame of talking about it, or taking easy available safeguard. Stigma is a main ground why the AIDS epidemic continues to lay waste to societies around the universe. † Because HIV/AIDS is unsafe disease that has killed 1000000s of people around the universe and so people view to it ever in strong manner. Peoples that infected ever find themselves isolated from the society because they merely seem to experience ashamed and fright of favoritism from their household and society. The WHO believes that the bar and decrease of HIV will alter the attitude of people ‘s discriminate toward the people populating HIV.c. Religious BeliefBecause of the primary spreading AIDS through sexual intercourse, The WHO has recommended the people all over to utilize the rubbers in order to protect them from AIDS infecting. Nevertheless, The Roman-Catholic church has been opposing thought of utilizing the rubber through their spiritual belief as the act of wickedness. Pope Benedict XVI said on a trip to see Africa in 2009 claims that by utilizing rubbers it could do the AIDS issue in Africa become much worse. His statement besides made the other Catholic in other st ates believer condemned the thought of utilizing rubber although some of them live in the development states and understand how lifelessly the disease is. The World Health Assembly President, Guyana ‘s Health Minister Leslie Ramsammy disapproved of the Catholic Pope position and regarded as the act of distributing confusion in Africa where it badly suffered from the AIDS epidemic. She stated â€Å" The statement by the Pope is inconsistent with our experiences and it is non in sync with what Catholics have experienced and believe. † The bottom line is the WHO is fighting to convert and urge the manner that people can avoid and cognize how to protect them from Aids, but the WHO can non implement people to make it.IV- Case Study1: CambodiaHIV/AIDS is epidemic in Cambodia unusually. After the instance of HIV was found in Cambodia in 1991, predominating of infection increased extremely of 2 per centum in 1998. In general population, the prevailing decreased to 0.5 per centu m in 2009. Between 2003 and 2005 the statistics of infective HIV among Kampuchean grownups aged 15-49 was low down from 2 per centum to 1.6 per centum. 63000 people were populating with HIV in Cambodia in 2011. The infection of epidemic HIV is spread through by heterosexual transmittal, sex trade, shooting drug user and so on. The prevalence of HIV/AIDS in Cambodia is among the highest in Asia. Even though Cambodia is one of the poorest states in the universe ; HIV bar and control attempt made by Royal Government and Organizations have helped to cut down the spread of HIV. The Cambodia ‘s authorities fined methods, in order to cut down the spread of HIV. The authorities implement on human trafficking and sexual development. In the execution, constabularies find the location such as whorehouses, in order to caught and steer the sex worker and notably the sex workers who do the sex trade on streets, bars, and informal karaoke. Furthermore, the voluntary plans about learning HIV/ AIDS instruction can besides forestall HIV. In order to do the Kampuchean citizen know profoundly about HIV, voluntary squad convey up the issue that related to HIV/AIDS to steer about how to forestall from this rough diseases in schoolroom or communities. Furthermore, they try to maintain future coevals safe from this disease. In that, WHO took action with ministry of wellness of Cambodia to cut down the spread of HIV. The ministry of wellness of Cambodia with WHO support, established the Nation AIDS plan ( NAP ) . The purpose of NAP from 1991-1994 is to denote the consciousness and to advance the utilizing of rubber among the both gender. In order to protect citizen from this deathly disease, they have to cognize how to utilize condom decently. Furthermore, ministry of wellness of Cambodia generated the plans that related to the apprehension and counsel of HIV by many medias such as Television, wirelesss, proclamation and so on.V- Case Study2: SwazilandIn Swaziland, a little landl ocked state in Southern Africa, it has the highest HIV prevalence in the universe, which accounted for 33.4 % of entire population in 2006 ( USAIDS Repot ) . Aids had spread over the state and led to the Aids catastrophe state around 25 old ages. Since, the first instance of study in1986, Swaziland authorities and WHO work to supply information and instruction on HIV ; promote rubber usage ; pull off the spread of sexually transmitted infections and many policy in order to forestall Aids, but â€Å" In 1992 the prevalence is merely 3.9 % , but in 2007 it increase to 39.2 % † ( USAIDS study ) . Even the authorities and many international organisation had tried to forestall and halt the spread of AIDs, it seem can non command good. â€Å" In 2009 the entire population is 1,200,000 and the people populating with Aids is180,000 ; The adult females age above 15 old ages old life with HIV is 100,000 ; kids 14,000 and Adult 25.9 % , and AIDs deaths 7,000 † ( Population Refere nce BureauA & A ; A UNAIDS ) . It is still worse if comparison to adjacent states Harmonizing to UNAIDS Executive Director Michel Sidibe presented study in February 2010 when visited Swaziland â€Å" A study gauging that 3 in every 100 people in Swaziland will be infected with HIV every twelvemonth taking to an expected 18,000 new infections each twelvemonth by 2012. † Now in Swaziland, there are 2 chief go oning models supported by The National Emergency Response Council on HIV/AIDS ( NERCHA ) together with UNAIDS. One Strategic Framework and One Monitoring and Evaluation Framework with the full name is National Strategic Framework on HIV and AIDS ( NSF ) 2009-2014 and The National HIV and AIDS Monitoring and Evaluation Framework 2009-2014, aligned and work together. It realize that these models impact consequence such as: Better the Swaziland Human Development Index from 0.542 reported in 2008 to 0.55 in 2014 ; Reducing Swaziland incidence rate of HIV from 2.9 in 2008 to 2.3 % in 2014 ; Increased life anticipation from 40.2 old ages in 2008 to 44 old ages in 2014 ; Increase the per centum of families with vulnerable persons that are able to get by with the impact of HIV from 72 % in 2008 to 80 % in 2014 ; Increase the per centum of vulnerable persons that report that all the services they receive were relevant, seasonably, and comprehensive and o f good quality to 70 % in 2014 ; And increase the per centum of mid-term and terminal of NSF service coverage marks ( end product degree ) that have been met in the countries of HIV bar, intervention attention and support and impact extenuation has increase to 80 % by terminal of NSF in 2014. The World Health Organization ( WHO ) play an of import function recommended collaborative TB/HIV activities as portion of nucleus HIV and TB ( Tuberculosis ) bar, attention and intervention services. WHOs ‘ action included intercessions that cut down the morbidity and mortality from TB in people populating with HIV. WHO is besides a usher for Swaziland, Harmonizing to WHO guidelines, all co-infected patients should be started on ART ( Antiretroviral Therapy ) every bit shortly as they can digest TB intervention. Although advancement has been made with respects to intervention and Prevention of Mother-to-Child Transmission ( PMTCT ) , poorness, gender inequality and harmful cultural patterns continue to lend to a high hazard of HIV infection among the general population. There is still an pressing demand for effectual bar enterprises, including a greater focal point on bettering entree to HIV proving installations. The highly high rate ofA TB ( TB ) A co-infection with HIV is besides a major concern and the chief cause of mortality in the state. Swaziland ‘s King has been criticized for his â€Å" blazing neglect † for the factors lending to the AIDS epidemic in his state and populating a munificent life style, while his state is in such a desperate state of affairs. When the King chartered a plane to take his 13 married womans on an international shopping trip in 2008, 100s of Swazi adult females protested, shouting â€Å" we need to maintain that money for ARVs! † Swaziland, even the WHO, USAIDS and the authorities created policy and good practicing, but as you can see the statistic in paragraph 3, Swaziland has more things to travel and more things to reform in order to accomplish the end.VI- DecisionTo sum up, many people think WHO is working for several things but non truly making their work. Yet our paper provinces that WHO is a powerful histrion of halting and blockading HIV/AIDS to be expanded by directing specializer to corporate with authorities, steering the manner to assist people populating with HIV, making learning plan for local nurse, supplying assistance to assist authorities, describing about AIDS yearly. Besides, WHO corporate really good with UNAIDS who is act the most in prevent AIDS. Indeed, WHO besides has things to be fixed. Lack of instruction, favoritism and spiritual belief are those jobs to be fixed. These jobs should be solved. It would n't be an easy undertaking for WHO but if WHO endure it, it will be a measure for WHO to travel frontward. Overall, WHO is truly making difficult and effectual work approximately AIDS around the universe.MentionsAFP. ( 2009, March 23 ) . Pope Decries Clouds of Evil. The Witness. Retrieved November 27, 2012, from hypertext transfer protocol: //www.witness.com.za Avert ( N.A. ) . HIV and AIDS in Swaziland Retrieved November 20, 2012, from hypertext transfer protocol: //www.avert.org/aids-swaziland.htm Bradshaw, S. ( 2003, October 9 ) . Vatican: Condoms Do n't Stop Aids. Retrieved November 27, 2012, from hypertext transfer protocol: //www.guardian.co.uk Crochet, S. ( 1997 ) . Le Cambodge. Paris: Karthala. Global Service Corps ( N.A. ) . Volunteer plan in Cambodia in Asia. Retrieved November 30. 2012 from www.globalservicecorps.org/site/cambodia-hiv-prevention/ Mandal, A. ( N.A. ) . History of AIDS, News-Medical, Retrieved November 28, 2012, from www.news-medical.net/health/History-of-AIDS.aspx Sidibe , M. ( 26 February, 2010 ) . The Impact of Science and Innovation in HIV and AIDS. Retrieved November 20, 2012, from hypertext transfer protocol: //www.unaids.org/en/media/unaids/contentassets/dataimport/pub/speechexd/2010/20100226_sp_sidibe_vancouver_en.pdf Timess, T. W. ( 2008, August 6 ) . BAN KI-MOON: The Stigma Factor. Retrieved November 27, 2012, from hypertext transfer protocol: //www.washingtontimes.com UNAIDS ( 2012, March ) . Regions & A ; states: States: Swaziland. Retrieve November 21, 2012, from hypertext transfer protocol: //www.unaids.org/en/regionscountries/countries/swaziland/ UNAIDS ( 2012 ) . Swaziland state study on supervising the political declaration on HIV and AIDS. Retrieved November 20, 2012, from hypertext transfer protocol: //www.unaids.org/en/dataanalysis/knowyourresponse/countryprogressreports/2012countries/ce_SZ_Narrative_Report % 5B1 % 5D.pdf Vesperini, H. ( 2000, November 30 ) . Cambodia ‘s Aids Struggle. Retrieved November 27, 2012, from hypertext transfer protocol: //news.bbc.com.uk World Health Organization ( WHO ) ( 2012 ) . Countries. Retrieved November 27, 2012, from hypertext transfer protocol: //www.who.int WHO ( 2012 ) . Governance. Retrieved November 27, 2012, from hypertext transfer protocol: //www.who.int WHO ( 2011 ) . hiv/aids 2011-2015. Retrieved November 27, 2012 from hypertext transfer protocol: //www.who.int WHO ( 1946 ) . The fundamental law of WHO. Retrieved November 27, 2012, from hypertext transfer protocol: //ww.who.int WHO ( 2003 ) . The WHO Strategy: Treating 3 Million by 2005: Making It Happen. Retrieved November 27, 2012 from hypertext transfer protocol: //www.who.int

Annual Day Essay Example for Free

Annual Day Essay Field trips: Post office, Super market, Traffic Signal, Fire station, Horse stable, Plant nursery, etc. Goals: The goal of MapleBear schools is to establish an enthusiasm for learning and knowledge in young children that will serve as a foundation for future success in the education system and in life. In development of the MapleBear program, we have drawn on the best practices in early childhood teaching and learning. MapleBear recognizes that literacy in English is absolutely fundamental to a child’s success in English medium schools. The MapleBear Methodology is based on the well established principle that children learn through experience and exploration. The program reinforces and builds on this positive attitude by offering varied stimulating and enjoyable experiences. The knowledge and skills that children acquire by the end of kindergarten, along with positive attitudes to learning that children develop in these early years form the basis of effective learning in later years of school. Aim: This year our aim is â€Å"Accelerate Success†. We have had a very strong growth year in 2010 and we are continuing to build momentum as we enter 2011. Our vertical segment focus is our children’s key elements en route to their success, Success as your child defines it. Our strategy is working, towards the need of our children resulting in their overall development . Our Facilitators will have a number of opportunities to learn more about our well proven curriculum and its execution. We will share with you our roadmaps, which will allow you to interact, involve and participate as parents. In the past year, we have achieved our mile stones and are setting much more aggressive mile stones for this year. We are open for ideas, suggestions & feedback from you. We want to Initiate, Analyze and Implement. To do this, we need Innovation, freshness. Please partner with us in this journey to Accelerate your child’s Success. Annual Day. (2016, Dec 09).

Individual Paper - Shadows of the leader Essay Example | Topics and Well Written Essays - 1250 words

Individual Paper - Shadows of the leader - Essay Example When leaders practice these, their followers will also be likely to do the same and as a result, the organisational culture will originate from the shadow cast above. This is especially because it is very difficult to try to correct one’s follower’s mistakes if you are their genesis. An example of how such leadership shadows can affect a company is Enron, it started n energy and network-providing firm that experienced unprecedented growth levels in the mid 90’s. After this, they hired the best business school graduates and the best talent in any field (Jickling, 2002). The culture was highly competitive with success being rewarded individually while failure was shunned. However, most of the focus was on the short rather than long-term success. As a result competition between individuals became acute and everyone more so the senior managers were ready to do anything to â€Å"make it big†, people were motivated by financial gain and consequently a culture of keeping business secrets and hiding losses in fictitious offshore ventures became rampant. Profits were inflated to keep the firm looking successful and even after it was nearly going bust, its shares were selling at $90 and the directors had assured the shareholders they would hit 120 although m ost of them sold off theirs. When Watkins, one of the executives blew the whistle on the illegal financial practices, the share price for the firm went down to $15 and the company declared bankruptcy resulting in millions of shareholder’s money being lost, careers and lives brought to ruin. This was caused by several of the shadows discussed above, by manipulating the accounting books, the leaders practiced deceit, which was copied by their juniors and became prevalent in the entire firm (Barreveld, 2002). Inconsistency was engendered in their tendency to say one thing to shareholders then do another, they promised increased share price but went on with practices

The Humanistic Theory of Carl Rogers Research Paper

The Humanistic Theory of Carl Rogers - Research Paper Example Both Maslow and Rogers believed that feelings and emotions should be a part of education, identifying two different types of learning namely cognitive and experience. Cognitive involves memorization, acquisition of vocabulary, formulas, and the like while experience is the application as a result of learning. With his extensive experience as a psychotherapist, Rogers applied the concept of humanistic approach in the education process and developed the method of teaching central to the learner. Along with this line, he formulated a hypothesis that a person can facilitate another person’s learning but cannot directly teach another individual. This point to the importance of what the student does but not that of a teacher. Another hypothesis of the theory is the relevancy of the learning to the students wherein the student only learns things which enhances the self. Rogers also identified that the learning environment should be free of threats but rather friendly teaching environ ment for learning to take place (Zimring, 1999). Today, the humanistic theory is used in the different educational settings to include adult learning and training and is found to be successful. However, in situations where its application becomes a failure, the attitude of the administrators and teachers interfere with its effectiveness. Description of Humanistic Theory Carl Rogers learning theory considers several elements in learning. One is the relevance of the education to the learner. In the excerpt from the study conducted by Blanton (1998), she found out that students are motivated to learn if they know the learning activity benefits them. Students who understand the purpose of any educational activity learns better and could retain the information. Comparatively, students who do not find teaching related to their purpose are not motivated to go on with their studies. Relevance is very important in adult learning because their intention of pursuing their education is towards self-actualization either in their work or for personal enhancement of their knowledge and skill. The capability to learn however has to be supported with the provision of the right environment if the person is to bring out his full potentials. The humanistic theory also identified the involvement of feelings, ideas, and intention to come into play. This element points that the individual has to be taught including all factors influencing learning and not only a part of it. With this, the traditional teacher-centered style of teaching is shifted to the learner for him to be involved in his learning process to acquire the first-hand experience. To humanistic view, this is more significant than the mastery of academic contents since the learner will not only benefit at the present but uses the acquired and retained knowledge and skill in the future. This theory also focuses on learning which is self-initiated to achieve personal fulfillment. The student has to develop the ability to t ake charge of his learning without relying so much on others to him what he needs to know every time. Students have to take upon themselves the responsibility to look for information and learn it.

Open Art Surgery The dilemma of the administrator Essay

Open Art Surgery The dilemma of the administrator - Essay Example This research tells that when the â€Å"experts† describe a painting, you can hear words of this kind of abandon which are mostly out of the common man’s range of understanding. For example, an expert may observe a certain painting and say something like â€Å"this painting portrays a journey of the psyche that transcends the eternity within the confines of your soul† and listening to this the artists and their managers may nod their heads in agreement. For those outside this wonderland, however, these words will sound hollow and will go right over their heads. There, exists a need for the art to be interpreted without the usual expert jingo and clichà ©d usages and phrases. But since the 1980s the art trade has blossomed one of the most profitable activities for the rich and famous. It’s much like a new company going public in the stock market. â€Å"When a â€Å"priceless† work of art gets a price tag, the haggling, bluffing and profiteering beg in.† The players descend from around the globe with highly solvent accumulated wealth that will move hands in just a few minutes. Never before has art been such a commodity as it is today. â€Å"The worlds top galleries and auction houses are turning record profits: in February 2007, London did 590 million euros in business with auctions of artwork in just five days†. The differences between managing Arts and managing Business - Can art be managed like a business? The answer lies in the fact that though there is a severe pressure from the new community in the art sector that of the businessmen and the speculators to deal with an artwork as a piece of the good real estate or blue-chip stock, there is still hope of retaining some of the uniqueness that art is credited with. Like Dewitt Jones declares in his article Creativity makes a difference, â€Å"Art is creative; business is practical. Art is frivolous; business is serious. Art is to be indulged in only when all the "important stuff' is done; business is the "important stuff."

Federal Rules of Civil Procedure Essay Example | Topics and Well Written Essays - 250 words

Federal Rules of Civil Procedure - Essay Example One of the rules relating to federal rules and civil procedure states that the US district judge has the ultimate authority in courtroom legal procedure and a very important role in advancing common law practice and establishing new positions. It further asserts that the district court judge applies the substantive laws of the state when making such decisions. A case of Zubulake v. UBS that was heard between 2003 and 2005 in the United States District Court for the Southern District of New York explores the states stand on the Federal Rules of Civil Procedure on the topic. According to Ney Yorks’ legal framework, the court holds that attorneys are obligated to ensure all relevant information documents are discovered, retained, and produced. In regard to the above discussed legal structure, it is evident that New York adopted the rules of civil procedure which addresses the role of counsel in

Macroeconomy of Poland Research Paper Example | Topics and Well Written Essays - 1000 words

Macroeconomy of Poland - Research Paper Example his country has established stable trade relations with the rest of the world, where it cooperates with other countries such as China, Japan, and Canada who are its major trade partners. This country provides Canada with the second largest market in central and eastern Europe, where in 2005, Canada exported a total of $266.7 million worth of goods to Poland and in turn imported goods worth 532.6 million (Krugman, 34). These countries and other European countries have established many investments in Poland, in the sectors of transportation, technology, and security. However, there are various challenges that face this country, regarding its economy. Among those challenges is the aligning of the countries fiscal and monetary policies, towards adopting the euro. Another challenge facing the country is its labor force, where the country has a high rate of unemployment and low labor participation in the economic growth (Batara, 25). The country also suffers from a poor business environmen t, where the economy is dominated by major public sector investments, whose failure to privatize has hindered the favorable local and foreign investments into the country. Paramount of these challenges is the poor infrastructure for the agricultural sector, which this country possesses. The sector lacks ample investment, has surplus of labor and has a shortage of small firm’s investment (Schwab, 60). The banking system in Poland is large, ranked as the biggest in east and central Europe (Batara, 28). The sector is highly developed, an aspect that has been contributed by the privatization of some banks by the government in the period 1992-1997. During this period, the government also restructured other banks and added more capital and infrastructure to them while at the same time putting...This paper aims to present a comprehensive modern overview of the economy of Poland, in order to determine macroeconomic tendencies in the country and to outline its economic perspectives. Until the 1990s, the economy of this country was centralized. However, from then on, the government has been trying to decentralize this and adopt a free market system of economy, which has served to steer the economic growth of this country to the present state. This notwithstanding, there are many other sectors of the economy which have remained resistant to change, which is desirable for a free market economy The industrial base of this country is centralized around petrochemicals, machinery, fertilizers, electronics, car manufacture, and shipbuilding. This country established stable trade relations with the rest of the world, where it cooperates with other countries such as China, Japan, and Canada who are its major trade partners. The banking system in Poland is large, ranked as the biggest in east and central Europe. The sector is highly developed, an aspect that has been contributed by the privatization of some banks. The government also restructured other banks and added more capital and infrastructure to them while at the same time putting in place policy reforms that greatly supported this sector. The future of the economy of Poland is promising. The county is constantly establishing vital political and economic relations with other countries to enhance its trade and investments, serving to spur the economic growth even further

Negligence and tort law Essay Example | Topics and Well Written Essays - 1750 words

Negligence and tort law - Essay Example Where no duty is owed there can be no liability The Structure of Negligence The definition of negligence in ordinary parlance is carelessness. Its strict legal analysis was given by Lord Wright in Lochgelly Iron and Coal Co vs. McMullan (1934): â€Å"†¦.negligence means more than heedless or careless conduct, whether in omission or commission: it properly connotes the complex concept of duty, breach and damage thereby suffered by the person to whom the duty was owed.† Negligence as a tort is that made up of a tripartite element structure: the defendant in being careless must have breached a duty, which results in damage and such damage mustn’t be too remote from the cause, (Feinman 2010, P. 34). To have breached a duty, the defendant must have owed it to the claimant and the defendant himself must have fallen below certain legal standards. The defendant’s actions must be tied to the legal injury suffered by the claimant such injury being worthy of compensati on. A judgement will be centred on these three concepts but that doesn’t necessarily mean that they are separate and distinct, they overlap to a great extent. Virtually anyone can be capable of negligence: an occupier of premises, a driver, manufacturers and retailers. The â€Å"general conception of relations† that give rise to a duty of care is as, per Lord Atkins, between neighbours. â€Å"Persons who are so closely and directly affected by my act that I ought reasonably to have them in my contemplation as being affected when I am directing my mind to acts or omissions which are called in question.†-Lord Atkins, Donoghue vs. Stevenson (1932). The duty of care generally extends only to individuals directly harmed and whose interaction with the tortfeasor is reasonably foreseeable, (University of London 2005, P.14). The conceptual structure of negligence tort has been agreed among scholarly circles to encompass five basic elements: the existence of a duty of a care, breach of this duty, factual causation, remoteness and finally legal injury. Duty of Care Until the recent case of Caparo Industries vs. Dickman (1990), duty of care was established by applying Lord Atkin’s Neighbour test from Donoghue vs. Stevenson (1932) which was at the root of the fault principle in Common Law jurisdictions. Lord MacMillan set out a new category of delict not particularly based on negligence per se but on the implied warranty of fitness of product, (Eren 2007, Para. 4). In Caparo vs. Dickman, the formula currently determining the duty of care as used by courts was founded. In the test, three things must be established: whether the consequences of the defendant’s act were reasonably foreseeable, whether there is a relationship of proximity between the parties, physical or legal and whether in all the circumstances it was just fair and reasonable that the law should impose a duty. In the case, economic loss due to negligent misstatement by a co mpany accountants was held remote as there was no proximity between accountants and those who would rely on their reports, (Smith & Burns

The level of the different agencies in the administrative structure of Term Paper

The level of the different agencies in the administrative structure of the Federal Government - Term Paper Example The United States of America has different categories of agencies which ease the operation of the federal government given the nations’ size and population. Each of the agencies has its own line of operation which makes a significant contribution the government duties. It also provides support to the department of defense under which it is formed. The US Bureau of Land Management is an executive department agency found within the Department of The Interior. This agency is responsible for administering public lands in the United States of America. It has an office of law enforcement and security which is also a Federal Law enforcement agency in the federal government of the United States. The Environmental Protection Agency of the United States is an independent agency of federal government. This agency is responsible for protecting both the environment and human health. It does this through writing and also enforcing regulations derived from the laws made by the US congress. T he United States Secret Service Agency is an executive agency. It is also a law enforcement agency which is found in the department of Homeland Security of the United States as suggested by Gaines (2001). Appropriation Subcommittees Responsible for Jurisdiction over Each Agency’s Budget Request The Appropriation subcommittees usually work off the budget request of the administration and the previous year’s bills expenses while including any of the upcoming congress priorities. There are twelve appropriation subcommittees each comprising of twelve members. ... Each year it is the mandate of the congress to pass appropriation bills for water and energy development. This budget incorporates funding, studies maintenance and the construction of particular projects. The House Interior and Environment Appropriations subcommittee is responsible for the budget request of the bureau of Land Management as suggested by Congress (2003). The Interior and Environment appropriations Committee has jurisdiction over the Environment protection agency of the us regarding the age n cy’s budget request. The Interior and Environment appropriation committee is under the chairmanship of Mike Simpson. The committee constantly criticizes the agency’s budget to ensure that it is in line with planned projects. It hand les issue such as handling interior bills as it is one of the tough bills the congress needs to pass. The homeland and security appropriations committee is responsible for jurisdiction over United States Secret Service agency’s budg et request. The committee is also responsible for other agencies related to homeland d security such as transport security administration, United States coast guard among others. It is also responsible for fun ding state and other local preparedness efforts. The budget from the subcommittees usually forms approximately twelve percent deduction of the President’s budget proposal. The homeland security appropriation subcommittee is currently chaired by Mary Landieu who is a democrat from Louisiana. The Environment Protection agency is also under Interior and Environment appropriation committee chaired by Mike Simpson. The subcommittee here approves annual spending bills of he environment al protection agency.

The Sixth Sense Essay Example for Free

The Sixth Sense Essay Night Shyamalan uses symbolism in this film to give it a creepy atmosphere. The names of most of the characters are symbolic, they relate to things that are dark and may reflect to the personality of the person. For example, Dr. Malcolm Crowe, his last name is Crowe like a crow, which is the symbol of evil or dark, dead things, and in the end he is dead. Cole’s name is symbolic because of Cole, which is like cold which is what happens when ghosts get angry; Sear his last name is symbolic because it is like the word seer which is a person that is a visionary or someone that can see things that others can’t, like Cole. Vincent’s name is symbolic because his name is the same as the famous Vincent Van Gogh, a painter that was insane and ended up shooting himself like Vincent Grey; Grey is symbolic because grey is the color of being in between, it’s the color of neither black nor white, being in the middle of two worlds as Vincent Grey was. Lastly, in â€Å"The Sixth Sense† M. Night Shyamalan uses motif to explain extreme emotional pain that can be damaging to someone. Red is a big significance in the movie because when something is about to go wrong, the color red appears. When something frightening is about to happen somewhere on the screen, the color red appears. Another example of motif is the white hair on the back of Vincent and Cole’s head, because some hair on trauma victims goes white. By Shyamalan having Vincent and Cole sharing this feature, it shows a deep connection between them. Using symbolism and motif people are able to figure out the ending of the movie before it ends. Dr. Malcolm Crowe has been dead for the entire movie, and Cole Sear is able to deal with his problems. Dr. Crowe came to Cole to help him with his problem with being afraid of ghosts, but Cole also helped Dr. Crowe by helping him to move on. When Dr. Crowe spoke to his wife while she was sleeping he was able to figure out that he was dead because he saw his wife’s breath. Works Cited The Sixth Sense. Dir. M. Night Shyamalan. Perf. Bruce Willis, Haley Joel Osment. 1999. DVD. Buena Vista, 1999. Wikipedia, the free encyclopedia. The Sixth Sense. 6 Dec. 2006. 9 Dec. 2006.

Successful People Essay Example for Free

Successful People Essay To Kill a Mockingbird by Harper Lee and Stand and Deliver by Ramon Menendez and Thomas Musca are two similar stories where the main characters are both very determined. They both want to make a difference and are both very confident men. In To Kill a Mockingbird, Atticus Finch, the main character, is a white older man that is a lawyer. During the book, he has to defend a black man who was charged with raping a white woman. During that time period, black people were seen by the community as trash and or not important. In Stand and Deliver, Jaime Escalante, the main character, is a Hispanic man that was put into a dangerously diverse school district. He goes to the school as a computer teacher, but the school doesn’t have computers. He then is assigned as a math teacher that has to find a way to teach students that society has assigned them as rejects. There are three similarities with the two main characters of each story. They both are very determined, they both want to make a difference, and they both are very confident. To be a successful person like Atticus Finch and Jaime Escalante, you have to be very determined. Atticus Finch shows his determination in the work he does and the quality of work he does. Atticus is especially determined in the trial of Tom Robinson, a black man that was accused of raping a white woman. Atticus Finch went into the trial knowing that he was going to lose because in that time period a black person is convicted of something. Even if they didn’t do it they are guilty. But when he was done with the trial, he didn’t care if he won or lost. All he cared about was that he got the jury to think. Jaime Escalante shows his determination when his fellow teachers tell him he can’t do things. He also shows his determination in teaching his students. He also teaches the community adult school. Jaime is very determined especially when his fellow teachers tell him that the students he’s trying to teach are dumb and stupid and have horrible work ethics. He proves them wrong. He tries teaching the students, which is unheard of by that school. Jaime goes above and beyond on his teaching. He has class during the summer in the school’s locker room with no air conditioning and no air movement just to help his students have a better life. He also teaches at the community adult school to allow his fellow aged citizens have a better education and allow them to live a better life and advance in a society that is crumbling. Atticus Finch and Jaime Escalante both show that to be a successful person you have to be very determined and have a goal in your life to be successful. To be a successful person like Atticus Finch and Jaime Escalante, you have to want to make a difference. Atticus Finch wants to make a difference in his community and in his family. Atticus Finch shows that he wants to make a difference in his community by getting rid of the black versus white going on. â€Å"The colored balcony ran along three walls of the courtroom like a second-story veranda, and from it we could see every-thing† (164). He shows that he wants to make a difference in his family by getting his family to get rid of the black versus white and also by having his cousin come and stay with them over the summer to teach Scout how to be a lady. Jaime Escalante wants to make a difference in his community and in his students. Jaime shows that he wants to make a difference in his community by teaching students, parents, and older adult’s math and that their community isn’t just about getting a job and having or dealing with racial conflicts, which they can change the community by wanting and trying to learn. He also wants to make a difference in his students by not having them just follow what the other students are doing. The other students didn’t want to learn, were in gangs, and didn’t want their friends to learn. Their friends wanted them to do things that would hurt or ruin their lives, and he succeeds in teaching them that life is not just about a job and what your friends do and to follow them. It’s not about what your friends think and how you see yourself around your friends. Life’s about living life to the fullest. The way you want to do it, and not the way society thinks you should do it. Atticus Finch and Jaime Escalante have both shown that they want to make a difference in their lives and the lives of others. To be a successful person like Atticus Finch and Jaime Escalante, you have to be very confident. Atticus is a very confident man when it comes to him being a lawyer and everything that he does. Atticus shows that he is a very confident person in the Tom Robinson case because in that time period black people like Tom were guilty of any crime that someone accused them of. Atticus had to be precise on what he said and how he said it to try and make the jury think about the case. Atticus is also very confident in everything he does. One thing he does is shoot a rabid dog to save his community and never missed. â€Å"I saw that, One-Shot Finch!! †(97). This quote shows that when Atticus is determined to shoot this dog to save his community that he is so confident that he only has to use one shot to kill the rabid dog. Jaime Escalante is a very confident person especially with his teaching methods and how he pushes his students to succeed. Jaime shows how confident he is with his teaching methods with his students by being one on one with them and teaching them the way they want to be taught and also with their personality. The other teachers tell him that he can’t teach the students college level math and that the students wouldn’t learn it because they were stupid. Jaime was confident and persistent on the students to succeed and to learn at their fullest potential. Atticus Finch and Jaime Escalante have both shown that they are very confident in their everyday lives and in their jobs. Successful people tend to be very determined, want to make a difference, and are very confidence with strong personality traits. If all people where like Atticus Finch and Jaime Escalante, the world would be a better place to live in. We would have smarter, more educated, and more intelligent people. People would be determined to get things done and not wait till the last minute and not do things. People would want to make a difference not just to be a follower that blends in. They would want to stand out and make a difference for themselves, for their community, for their country, and for the world. These people would have to be confident in what they do and how they do it because the followers and people that blend in would judge them and hopefully follow them. If people would act like Atticus Finch and Jaime Escalante in school, we wouldn’t have to worry about bad things going on in school. We wouldn’t have to be scared about things that come up on a daily basis like drugs, stealing, gangs, fights and things like that. On a larger scale, the world would be perfect. We wouldn’t have so many things to protect us because we would be intelligent enough to not need them. People would be very determined to be better than the next person. People would want to make a difference, and they would have to be very confident because it would take a great amount of time and dedication to become like Atticus Finch or Jaime Escalante. To be a successful person, you have to be determined, have to want to make a difference, and you have to be confident. These three personality traits are what make up great people like Atticus Finch in the book To Kill a Mockingbird and Jaime Escalante in the movie Stand and Deliver, and they truly teach us how a successful person lives.

Global recession and emerging challenges for human resources management in india

Global recession and emerging challenges for human resources management in india INTRODUCTION Meaning of Global Recession A recession is a decline in a countrys Gross Domestic Product (GDP) growth for two or more consecutive quarters of a year. A recession is also preceded by several quarters of slowing down. An economy, which grows over of period of time, tends to slow down the growth as a part of the normal economic cycle. An economy typically expands for 6-10 years and tends to go into a recession for about six months to 2 years. A recession normally takes place when consumers lose confidence in the growth of the economy and spend less. These leads to a decreased demand for goods and services, which in turn leads to a decrease in production, lay-offs and a sharp rise in unemployment. Investors spend less; as they fear stocks values will fall and thus stock markets fall on negative sentiment. Risk aversion, deleveraging and frozen money markets and reduced investor interest adversely affect t capital and financial flows, import export and overall GDP of an economy. This is what exactly what happened in US and as a result of contagion effect spread all over the world due to high integration in the global economy. According to the International Monetary Fund (IMF)s latest Global Financial Stability report (GFSR) widening and deepening fallout from the US subprime mortgage crisis have profound financial system and macro-economic implications. While the US remains at the ‘epicenter, the backwash effect of the American financial institution in other countries ‘reflecting the same overly benign global financial conditions, an inattention to appropriate risk management systems and lapses in prudential supervision. The global slowdown has its implications on the domestic economy. During the last three years Indian Economy grew at an average annual rate of 8.6 per cent. For the first time the economy has shown signs of deceleration and grew at 7.8 per cent in the first half year of 2008-09 (April-September). The service sector, which contributes more than 50% share in the GDP and is the prime growth engine, reported to be slowing down, mainly in the transport, communication, trade, and hotels restaurants sub-sectors. The industrial growth has decelerated sharply during April-November, 2008 encompassing all the constituent sectors. In manufacturing sector, the growth has come down to 4.0 per cent in April-November, 2008 as compared to 9.8 percent in the corresponding period of last year. The slowdown occurred in the all the use-based categories, except consumer goods where it has accelerated. Meaning of HRM Humans are an organizations greatest assets; without them, everyday business functions such as managing cash flow, making business transactions, communicating through all forms of media, and dealing with customers could not be completed. Humans and the potential they possess drive an organization. Todays organizations are continuously changing. Organizational change impacts not only the business but also its employees. In order to maximize organizational effectiveness, human potential—individuals capabilities, time, and talents—must be managed. Human resource management works to ensure that employees are able to meet the organizations goals. Human resource management is responsible for how people are treated in organizations. It is responsible for bringing people into the organization, helping them perform their work, compensating them for their labors, and solving problems that arise. There are seven management functions of a human resources (HR) department that will be specifically addressed: staffing, performance appraisals, compensation and benefits, training and development, employee and labor relations, safety and health, and human resource research. Global Recession and HRM The financial downturn is impacting developed as well as developing economies are likely to get worse as the European countries, the US and others go into a deeper depression due to the increase in job losses which often follows recession. The slump in the market and increased job losses will have some important implications for the changing task of human resource professionals. As the unemployment continues to increase, HR professionals are likely to be dealing with more stressed employees who are the sole wage earners in their families. As recession is becoming the part of the normal cycle of business. Therefore it makes just as much sense to plan for recession or downturns as it does to plan for good, economic times. OBJECTIVE This economic downfall has affected all the major sectors in India including IT, aviation, banking, real estate, tourism, outsourcing, telecommunication, etc with its consequence mainly on the HR policies of these industries. This article discusses Impact of economic slowdown on employment in India. The emerging challenges of human resource management in the global recession situation. The strategy adopted by HR personnel to deal with these challenges. HYPOTHESIS In todays economic meltdown where job cuts, loss, pay reduction, last come first go, insecurity of employment atmosphere prevail, HR has special responsibility to create ease environment to the affected by counseling, displaying care and concern, preparing them for multi skill task, engaging and deploying in other required areas of functions like security, crisis management team, etc. Global recession has raised various emerging challenges for Human Resources Managers HR needs to be proactive innovative and try to come up with early interventions as for any organization to survive during recession. REVIEW OF LITERATURE â€Å"The global economic crisis is expected to lead to painful cuts in the wages of millions of workers worldwide in the coming year. It predicts that the slow or negative economic growth, combined with highly volatile food and energy prices, will erode the real wages of the worlds 1.5 billion wage-earners, particularly low-wage and poorer households. Between the years 1995 and 2007, for each one per cent decline in GDP per 2 capita, average wages fell even further by 1.55 percentage point, a result that points to the possible effects on wages in the current crisis. [International Labour Office (ILO), 2007-08]. ‘The economic slowdown of the advanced countries which started around mid-2007, as a result of sub-prime crisis in USA, led to the spread of economic crisis across the globe. Many hegemonic financial institutions like Lehman Brothers or Washington Mutual or General Motors collapsed and several became bankrupt in this crisis. According to the current available assessment of the IMF, the global economy is projected to contract by 1.4 per cent in 2009.Even as recently as six months ago, there was a view that the fallout of the crisis will remain confined only to the financial sector of advanced economies and at the most there would be a shallow effect on emerging economies like India. These expectations, as it now turns out, have been belied. The contagion has traversed from the financial to the real sector; and it now looks like the recession will be deeper and the recovery longer than earlier anticipated. Many economists are now predicting that this ‘Great Recessionof 2008 -09 will be the worst global recession since the 1930s.[Choudhari 2008] â€Å"The financial downturn that is impacting developed economies are likely to get worse as the European countries, the US and others go into a deeper depression due to the increase in Job losses which often follows recession. The slump in the market and increased job losses will have some important implications for the changing tasks of human resource professionals. As the unemployment continues to increase, HR professionals are likely to be dealing with more stressed employees who are the sole wage earners in their families†. [Mujtaba, 2008} â€Å"The global economic crisis has brought to the forefront of organizations the concepts of viability and survival which at these times can be desperate pursuit. There are three main reactions in organizations, namely the corporate reactions in organizations, namely the corporate reaction to remain viable, the employee reaction to survive the turbulence, and the human resources reaction ( including recruiting and hiring talent, corporate organization, training and institutional learning)†. [Kathleen Patterson Gray Oster, 2008] â€Å"In emerging economies, growth is projected to slow down appreciably but still may reach 5.0 percent in the year 2009. The overall recruitments are lower for the industry this time as companies remain cautious amidst the global financial crisis.† [Srivastav, 2009] â€Å"Growth in real wages has slowed down globally in 2008 because of the economic crisis and the trend is expected to continue in 2009, despite signs of economic recovery. Growth in average wages reduced from 4.3 % in 2007 to 1.4% in 2008. Real wages in the first quarter of 2009 also fell in more than half of 35 countries, compared to the annual average of 2008, â€Å"Wage deflation deprives national economies of much needed demand and seriously affects confidence,† â€Å"Minimum wages are an important policy tool for social protection and proposes that minimum wages be combined with other income support measures and/or tax reductions†. [ILO,2009] The last time anyone faced a situation like this was in the 1930s, so if there is anyone who is 98 (assuming they should have been at least 20 then) and is coherent†¦ the rest of us are figuring out and learning on the fly, reasons Elango R, chief human resources officer, Mphasis. According to Elango, Managing the unknown, visualizing into the uncertain future, constantly calibrating and tuning the variables†¦ and hoping to high heaven that you are on the right path†¦ are responsible for increasing stress levels. He believes that the challenge is to take long term decisions without issuing the short term. This requires skills, knowledge and thinking that are not called on in a growth environment. In a growth environment, ones pre-occupations are different, and having seen growth for years most of us are skilled at this. The current business environment entails a delicate tightrope walk balancing both the business interests and employee interests. [Elango R, 2008] RESEARCH METHODOLOGY Secondary Data collected from various sources like * Economic Political weekly * HRM Journals * ILO Reports * Ministry of Labour Employment Labour Bureau ANALYSIS INTERPRETATION I. Impact of economic slowdown on employment in India. Ø Ripples of recession leading to reduction in exports to developed countries are being felt by all the developing countries. Credit availability and its cost have become major areas of concern. The combined impact of all these factors would be loss of employment and reduction of income leading to social distress. The International Monetary Fund (IMF) placed the estimated world output growth at 3.75 per cent in the year 2008 and 2.2 percent in the year 2009 in World Economic Outlook (WEO), November 2008, which represented a significant slide from a level of about 5.0 per cent in the year 2007. Ø The global situation deteriorated rapidly after mid September, 2008 following the collapse of Lehman Brothers, one of the top five investment banks in the US, the collapse of American International Group (AIG) Bank and also of the mortgage lenders Freddie Mae and Fannie Mae. There has been a massive choking of credit since then and a global crash in the stock markets. Ø The deepening of the global crisis and subsequent deleveraging and risk aversion in the global markets affected the Indian equity and the foreign exchange markets. While the Indian economy has a sufficient internal ballast to withstand the impact of global recession because of overall strength of domestic demand and the predominantly domestic nature of financing of investment and exposure of exports to less than 20% of GDP, nevertheless some slowdown is inevitable. It may be observed from Table 1 that the total estimated employment in all the sectors covered by the survey went down from 16.2 million during September, 2008 to 15.7 million during December, 2008 resulting in job loss of about half a million. It is seen that the employment declined every month during this period. It has also been observed that the employment in all the sectors/industries studied went up significantly over the period from March, 08 to September, 2008. Beyond September, 2008, it has however, decelerated at all industries/sectors level at an average rate of 1.01 per cent per month. Table 1 Trends in Average Employment Period Average Employment in Percentage (millions)change September, 08 16.2 October,08 16.0 -1.21 November,08 15.9 -0.74 December,08 15.7 -1.12 Average Monthly change -1.01 Source : Government of India, Ministry of Labour Employment Labour Bureau, Chandigarh. From the above data it is observed that the management people and employees may experience anxiety around a number of issues during an economic crisis or downturn. The monthly average rate of employment loss during Oct- Dec, 2008 was 1.01 per cent whereas in January, 2009 the rate of decline has increased to 1.17 per cent. The increase in rate of change is mainly due to the decline in employment in IT/BPO sector in January, 2009 in contrast to the increase in employment during Oct-Dec, 2008 and also higher rate of unemployment in Automobile Sector. The month wise employment trends are presented in Table 1.2. Table 1.2 Trends in Average Employment Sl. No. Period % Rate of Decline 1 October, 2008 1.21 2 November, 2008 0.74 3 December, 2008 1.12 5 January, 2009 1.17 Source : Government of India, Ministry of Labour Employment Labour Bureau Chandigarh The economic slowdown is expected to adversely impact the quality of employment besides the quantity reflected by decline in employment. The quality aspect is measured in terms of decrease in average wages received by the employees. Hence information is also collected on the total 12 earnings of workers. The results of the survey reveal that the average monthly wages have also declined by 0.26 per cent in January 2009. The average monthly decline during Oct-Dec, 2008 was 3.45 per cent. During the current survey the average monthly wages for direct and contract workers are also collected. The findings of the survey reveal that average monthly decline in the wages are 0.25 per cent for direct category of workers and 0.63 per cent for contract workers in January, 2009. The information is presented in Table 1.3. Table 1.3 Percentage change in Average Monthly Earnings SR.No. Period Percentage Change 1 October, 2008 1.74 2 November, 2008 -11.43 3 December, 2008 -0.5 4 January, 2009 -0.26 Source : Government of India, Ministry of Labour Employment Labour Bureau Chandigarh Table 1.4 Month Wise Estimated Job Loss Sl.No. PeriodEstimated Job Cumulative Job LossLoss 1 October, 2008 1,96,092 1,96,092 2 November, 2008 1,17,550 3,13,642 3 December, 2008 1,77,222 4,90,864 4 January, 2009 98,156 5,89,020 Source : Government of India, Ministry of Labour Employment Labour Bureau Chandigarh It needs to be noted that the rate of decline in employment in January, 2009 is higher than average monthly rate of the previous quarter, whereas the total loss of employment estimated is less than the previous monthly estimates. In this recession period HR play an important role to make the industry sustain and the entire economy flourish. This paper expresses the challenges of human resource management in the global recession situation. The role of the Human Resource Manager is evolving with the change in competitive market environment and the realization that Human Resource Management must play a more strategic role in the success of an organization. The most important challenge in recession period that is revolutionizing the Human Resource systems to identify, maintains, develop and utilize talents across the organization to their fullest capacities. The management of Human Resources has now assumed strategic importance in the achievement of organizational growth and excellence. As globalization advances and we move into the information age, organizations need to adapt to the changes in technology and the changing issues in management of people. II. The emerging challenges of Human Resource Management in the times global recession†¦Ã¢â‚¬ ¦ The role of the Human Resource Manager is evolving with the change in competitive market environment and the realization that Human Resource Management must play a more strategic role in the success of an organization. Organizations that do not put their emphasis on attracting and retaining talents may find themselves in dire consequences, as their competitors may be outplaying them in the strategic employment of their human resources. With the increase in competition, locally or globally, organizations must become more adaptable, resilient, agile, and customer-focused to succeed. And within this change in environment, the HR professional has to evolve to become a strategic partner, an employee sponsor or advocate, and a change mentor within the organization. In order to succeed, HR must be a business driven function with a thorough understanding of the organizations big picture and be able to influence key decisions and policies. In general, the focus of todays HR Manager is on strategic personnel retention and talents development. HR professionals will be coaches, counselors, mentors, and succession planners to help motivate organizations members and their loyalty. The HR manager will also promote and fight for values, ethics, beliefs, and spirituality within their organizations, especially in the management of workplace diversity. These paper discusses few important challenges of HRM due to recession and i.e†¦ Problem of Recruitment. Managing downsizing program appropriately. Talent management. Stress Management. The Return on Recognition in a Recession. 1. Recruitment and Recession. Recruitment industry is going through a tough time at this moment, the numbers have dropped drastically for the biggies and even recruitment agencies are battling for survival. Synergy Solutions provides recruitment services to companies in India and in US, the biggest challenge today is to find newer and better ways to add value to the clients. There is a need to find innovative ways to improve recruitment ROI for the client. First things first, the base idea is not to wait and find ways to weather the storm but to take proactive measures to tide the wave. The world is changing very quickly to combat recession and its about time we translate our thinking into action or else we will be late. The main reason being the companies who are hiring have recently made drastic cuts in their recruiting budget and are in the process of streamlining their side of the story. Companies (clients) has to demand greater accountability from recruitment agencies and focus on improving their recruitment ROI. Recruitment agencies / staffing companies who are agile in their operation and can quickly adapt to the changing environment will emerge victorious at the end of this recessionary period. Few areas where placement agencies should focus: * Closely monitoring the way each industry is changing in current times and the way companies within the industries are changing their hiring strategy. * Build stronger relationship with clients thereby working closely with your contact points in the company to get clarity on their internal hiring plans and prepare accordingly. This will also help protect your share in the pie from your competitors. * Clients will use this recession to re-negotiating the recruitment contracts with recruitment agencies. Since numbers are falling every day recruitment agencies will be concerned about their cash flow situation and as a result will have no option but to be forced to negotiate their existing contract. New client would want to start the relation on the terms advantageous to them, that means lower rates and tougher terms. * Look out for companies who are brave and would consider recession as the right time to recruit good quality talent at the right price. These are usually multinationals with deep pockets and would want to drive competitive advantage home. Be smart to attack these companies. * Train your recruiters to be tactically smart and agile in their actions. During the boom there were a lot of open positions and even more candidates available so the match making activity was comparatively easy and largely govern by the good sentiments in the market. During tougher times recruiters need to be smart and get themselves deeper into the fit gap process and ensure win win situation for the client and the candidate * Use of technology and social media applications to hunt better profiles as compared to job boards. Sites like LinkedIn, Facebook, Twitter and other social and business networking sites are fast becoming every recruiters trump card. Lot of head hunting can happen over these networking sites. * If your salary component are on the higher side and you foresee that its going to be difficult to sustain then take adequate action now try and offer a mix of lower fixed and higher variable with an assurance that salaries will get back to normal once the market stabilizes. 2. Managing downsizing appropriately. Virtually every country has to face the impact of a global economic downturn which can be in the form of recession, slowdown, depression or growth recession. When a downturn occurs, the organizations have to suffer heavy losses and bear the brunt of slow revenue generation. During this period, there is also less spending by the consumers, less investment by the investors and more of savings. Even the sectors who have been thriving in the boom period try to save more. Numerous causes can be attributed to the economic downturn and one of which affects the business is lack of skilled manpower. Other reasons could be the increasing population, lack of food supply, climatic condition, and entry of substitutes, inapt investments and technological changes. The shift in supply and demand hugely affects the entire business cycle. There can be acute shortage of cash supply leading to less or poor investments. All of this may ultimately affect the morale of the employees which should be a concern to every organization. Also, the decline in growth and decrease in profits certainly calls for certain top-of-the-line strategies to make adjustments to serve organizational needs. Managing the teams or human capital at this juncture is a Herculean task. So, a manager should devise certain strategies in order to manage teams during down turns. Downsizing during this period is certainly not a good option because if there are merits of laying off of employees, there are many demerits too. What should a manager do to manage teams or workforce? * Hold special meetings: During this unsafe situation, the organizations top most head or CEO should brief the meeting where the main subject should be the employees and their concern. If the head of any organization feels confidant, the whole organization feels confidant. Alternatively, middle-level managers and senior managers can conduct private meetings where they can console their subordinates. Also, give your workforce to ask questions and express their feelings regarding the business insecurity. * Motivate the employees: The key to managing and retaining the employees during downturn is motivation. Apart from the special meetings being conducted, a manager should regularly be attending to their problems and constantly trigger the employees to have good mood. * Offering challenging assignments and opportunities: If you offer your teams the challenging assignments, they spirits will be lifted and they will manage to survive even in bad times. * Explain to them the importance of their existence in jobs: There is no use crying over the spoilt milk, just like economy turning to a bad shape and business showing downfall. Its better that you discuss about the new projects and subsequently tell them what role they have to play. How their productivity can make the organization grow, explain to them. * Initiate change by identifying key people: There are few employees who are influencers and can bring about a lot of change in the organization. If these employees are given the right message to convince other team workers, the organization can move in the right direction. * Identify the achievers and reward them: Even during this period, you should give your employees the bonuses and increments if possible. In this way, they will always remain motivated and perform. All the above points are crucial to letting the organization grow to greater heights and following the above strategies will promote the general health of the organization despite economic downturns. 3. Talent Scenario during Recession The law of demand and supply mercilessly applies to human resources, also. During the economic downturn, companies were able to downsize by getting rid of redundant work force and dead wood. They also restructured the employee compensation (mostly by decreasing) to stave off financial losses. Only those employees were retained who proved their worth. The employees had to accept all kinds of compensation-related compromises while maintaining the same or even higher level of efficiency and productivity. They could thus survive the financial tsunami. These survivors got the opportunity to handle a variety of tasks that further sharpened their skills and made them multi-skilled. Thus, overall quality of talent has increased. At the same time, those who were out of job lost this opportunity to hone their skills in a new challenging environment. Adding to our woes, slashing of training and development budgets has led to a depletion of the number of skilled employees within the companies. Such steps from companies have created an altogether tricky scenario: The quality of talent within the companies has increased (raising the bar of the talent), while the quality of skills available in job market has dwindled. Now, recruiters can hire the required quality talent not from outside but from inside their competitors workplace. While many have forgotten the term â€Å"War for Talent†, the phenomenon is slowly re-emerging. â€Å"A study by Accenture has found that more than two-thirds of executives are now deeply concerned about not being able to recruit and retain the best talent. In todays global and highly competitive economy, the war for talent is now global, not local. The survey of more than 850 top executives from the U.S, UK, Italy, France, Germany, Spain, Japan and China found worries about talent management were growing, with 67 per cent this year putting it second only behind competition as the key threat, up from 60 per cent last year.† It may be worth noting that great companies such as Infosys, responded to the downturn by investing more in training. Instead of fearing of financial losses, these corporate focused on improving the quality of their employees skills. And the effect is visible in their financial results. Member of Infosys board of directors and head of HRD and Education and Research, T V Mohandas Pai said, â€Å"In response to the economic crisis, we had stepped up our investment in training. This has made us more competitive in fulfilling clients needs today.†The demand for talent in the market will never cease. Retention will always be a challenge. New Definition of Talent While war for talent continues, the bar for talent also goes up. Old skills and competencies may not work. Companies now need salesman who does not sell products but does sell solutions; production managers no longer control the operations, they are expected to innovate and improve productivity; and quality managers need to study competitive products with more zeal and help develop better products and services. The employers expectations have changed and are set to grow: Highly Productive: The talented employees need to be highly productive. They should deliver much more than they are compensated for. If that happens, employers are willing to give larger share to them. Multi-Skilled: Companies have discovered that one way to decrease recruitment cost is to have multi-skilled employees. Multi-skilled employees help reduce manpower dependence, and the overall sum of all the multi-skilled employees is greater than the same number of equal number of specialist. Self-Managed and Self-Motivated: Self-managed and self-motivated employees reduce managerial efforts. This helps organizations to have less number of managers. Innovative and Out-of-the-Box thinkers: As the rules of the business change and competition increases, the existing solutions no longer work. Companies need employees who constantly infuse new ideas and provide out-of-the-box solutions to meet a customer need that seems to have no end. The Key to Retain Talent Lies in HR Policies and Practices As organizations increase their expectations from employees, employers too have to significantly change the way they manage the talent. Talented employees continuously need new challenges and goals they can achieve, and a continuous supply of information and resources they can use to solve business problems. And needless to say, they will in return demand more lucrative and effective compensations, a great work culture and friendly HR policies. â€Å"Even during the recession, companies are reviewing and revising their leadership development programs. Survey after survey indicates that people who quit their jobs do so because of their relationship with the boss, not because of dissatisfaction with their job. A recession is a perfect time to take a hard look at leadership style and training to increase employee satisfaction with management.† Five Important Talent Retention Factors Lets us consider five factors that can help organizations retain talent to meet the client and business requirements in post-recession era: Clear Goals, Targets and Expectations: You need to tell them what exactly you expect from employees and what should they do to meet these expectations. A talented mind without a direction is most likely to pull the plug than a mediocre or a dead wood. Balanced Work Environment: Talented employees have huge positive energy and they exhaust this energy to meet the deadlines. But often they need time to re-energize themselves. Organizations that want to retain talented employees need to provide a positive environment that allows them to re-energize themselves more often. Track Performance Goals and Provide Analysis: Innovators and hard workers

Charles H. Keating :: essays research papers

Charles H. Keating Jr. has been the focus of criminal investigations by the Federal Bureau of Investigation, the Internal Revenue Service, the Justice Department, The Securities and Exchange Commission, and the House Banking Committee for a six-year shadow of the nation’s biggest savings-and loan debacle. The federal government proclaims that he fraudulently managed California’s Lincoln Savings into its closure, and in the process profited for himself and his family an estimated thirty-four million dollars. Consequently, taxpayers may suffer a loss of two billion dollars. The federal government is suing Keating, his family and associates for one billion dollars. Despite Keating’s denial to the charges, evidence proves that his misconduct began since the early 1980s. Shockingly, Charles Keating worked for an extended amount of time without being investigated or caught. Keating did not have a very credible background, which should have led to some suspicion. About a decade ago, many incidents should have foreshadowed Keating’s malicious intentions. At that point Keating was under the leadership of Carl Lindner at American Financial Corp., a city conglomerate with interests in insurance and banking. In 1979 SEC, better known as the Security & Exchange Commission, cited Keating and other officials of the American Exchange Commission for failure to reveal particular loan transactions with their employer. Keating, a national championship swimmer, attended the University of Cincinnati on an athletic scholarship and continued in law school. Along with help from his brother, Charles Keating founded the prominent Cincinnati law firm of Keating, Muething and Klekamp. In 1972 Keating abandoned the profession of law, turning to work for the publicity-shy multimillionaire Carl Linder. Lindner served as a guide and mentor in the life of Mr. Keating. Many similarities can be traced between the business style of these two men; preeminently they both built their empires on savings and loans.1 Charles Keating exceeded Mr. Lindner’s expectations, which persuaded Mr. Lindner to extend an offer to the forty-eight year-old lawyer a position with American Financial in 1972 as the executive vice-president. Under Lindner’s supervision at American Financial in the mid-1970’s, Keating found a resourceful strategy to raise money from the public without the interference of the Wall Street underwriters. The success of this strategy resulted from sharp decline in profits that Lindner’s company was experiencing. Keating’s success revolved around him raising fifty million dollars for American Financial from the public without using an underwriting syndicate.

Rearing Children in Love and Righteousness :: Relationships Parenting Papers

Rearing Children in Love and Righteousness â€Å"Parents have a sacred duty to rear their children in love and righteousness, . . .[and] to teach them to love and serve one another† (The Family: A Proclamation to the World,  ¶ 6). This statement by The Proclamation proclaimed to the world of the responsibility parent have for their children – to teach them right from wrong. In today’s world less and less parents are the principal caregiver and teacher in a child’s life. The Proclamation firmly places this responsibility squarely on the heads of the parents. Yet even with this knowledge, the application of how to â€Å"rear their children in love and righteousness† could be debated. Many parents (even amongst members) have differing opinions on how children should be disciplined and taught. Is spanking considered abuse? Or is it excusable under certain circumstances? Should time out, or bribery be used to coerce kids to obey, or is it a combination of both? Many people have ques tioned what types of punishments are â€Å"righteous† and which ones are not. Here I want to discuss these things and find out what is the most popular belief among college students. Then we can go to our text, â€Å"Strengthening Our Families: An In-Depth Look at the Proclamation on the Family†, and discover what General Authorities and scholars in the field of Sociology and Child Development teach. In this way we can talk to others and inform them on, and maybe call them to reflection about their opinion and on the teachings of the leaders of the church. When I was growing up, my parents believed in punishing a child who had severely disobeyed with spanking. Learning quickly at a young age that I did not like this, I was only spanked two or three times after which I built up the determination never to do anything deserving of spanking again. It scared me half to death and I despised it as a child. I have seen my older sisters, as they are currently raising their children, use spanking as a mode of punishment – sometimes it works, other times it seem to have little affect. I decided to ask my roommates and friends how their parents had disciplined them and what they thought they would do with their future children.

Cloning: An Option for Endangered Species Conservation Essay -- Biolog

Cloning: An Option for Endangered Species Conservation Review of the Literature Geneticists know that the technology of cloning lies in the palm of their hands, and its use on domestic animals and now endangered species has already proven successful (â€Å"Endangered Species†; Fields-Meyer and Seaman;Holt et al.; Lanza et al.; Trivedi). The question I ask now is this: Will cloning be used in the conservation of endangered species? This very question has sparked debate between the scientific community and many conservationists. Contrary to the values set forth by many conservationist groups, my research suggests that the cloning of endangered species is, in fact, a viable option in their preservation and repopulation. Most of the sources I have used in my research have supported the idea of using cloning to rebuild animal populations or at least obtain viable DNA from endangered animals. The prominent scientists Betsy Dresser, Robert Lanza, and Philip Damiani of the Advanced Cell Technology laboratories in Worcester, Massachusetts, expressed their optimism about cloning endangered species in the article "Cloning Noah's Ark." Dresser and Lanza were also quoted in several online news sources I used as well. They conclude that "Biotechnology might offer the best way to keep some endangered species from disappearing from the planet" (Lanza et al). As my research suggests, cloning endangered species will surely have its benefits in keeping these populations alive, an option which conservationists cannot deny. These scientists I have mentioned do not ignore opposition to their scientific claims from conservationists skeptical of the uses of cloning and leery that it usage will deter humans from restoring natural habita... ...://www.reproduction-online.org.silk.library.umass.edu:2048/cgiLcQntent/ full/127/3/317>. Lanza, Robert P., Betsy L. Dresser, and Philip Damiani. "Cloning Noah's Ark." Scientific American 283 (2000). Academic Search Premier. 22 Oct. 2005 &db=aph&an=3664004>. Ryder, Oliver A. "Cloning advances and challenges for conservation." Trends in Biotechnology 20.6 (June 2002): 231. Academic Search Premier. EBSCO. DuBois Library, Amherst, MA. 22 October 2005 rect=true&db=aph&AN=7799659&site=ehost-live>. Trivedi, Bijal P. "Scientists Clone First Endangered Species: A Wild Sheep." National Geographic News. 29 Oct. 2001.14 Oct. 2005 1/10/1025 TV sheepclone.htm>.

Folly as the Narrator in Erasmus’s The Praise of Folly

â€Å"The Praise of Folly† Desiderius Erasmus In Erasmus' work â€Å"The Praise of Folly†, the narrator delivers a speech praising Folly with the following: â€Å"And to whom is it generally agreed life owes its beginning if not to me? For it certainly isn't the spear of ? mighty-fathered' Pallas or the shield of ? cloud-gathering' Jupiter which fathers and propagates the human race,†1[2496]. Here the narrator, who is Folly herself, tries to put herself above everyone else, even the Gods on Olympus. She says that she is the beginning of all life, and that she should be the most regarded person, while in reality, this is all a bunch of ‘folly'. She ridicules the Gods and strips them of their powers. She tries to convince the reader that they can never have â€Å"Self-Love† without the presence of her. In Folly's eyes, she proves these items as being virtues and not defects. Folly leads the reader into believing that all foolishness is, in fact, wisdom. While Folly continues her deception, she also criticizes the philosophy of Christian church. She sees the happiness of Christians as a type of folly. Paraphrasing Folly, the philosophy is ‘as long as the mind makes proper use of the organs of the body, it is called sane and healthy. But once it begins to break its bonds and tries to win freedom, men call it insane. ‘ Even so, according to Folly, this type of person shows a knowledge they had never previously learned, and giving clear indication of something divine. Knowledge, power and position don't, and can't, get you true happiness. It is only with a little ‘madness' that a person can truly be free and live an enjoyable life.

Mother Teresa: her life and my feelings Essay

Mother Teresa was a woman who devoted her life to helping the poor, suffering and dying. She touched the lives of people all over the world, from Calcutta to Rome, and from Ethiopia to Venezuela. Mother Teresa has been a role model to people all over the world, but she has been a real inspiration to me. Ever since I was little, I have gone to Catholic school; therefore, I have known about Mother Teresa since I was younger. I have learned about the many places she traveled and the many people she has aided. I have also learned about the many personal sacrifices she has made for others. When I learned of these sacrifices she made and realized she did them just so she could help other, I realized that there was lot I could be doing to help people in the world. I always give money to the missions, I volunteered at Second Harvester’s and helped out in my high school office. I still do everything I can just to help people even if it is in the little things I do. I love the feeling I get when I know I have helped someone somehow. It is a wonderful feeling. I feel like I have done something to make the world a more loving, caring place to live in. Mother Teresa once said, â€Å"God is thirsting for our love. When we, from our own free will, surrender to his will, He will use us to be his instrument in this world, to let our love be His love for others. This can only be through continuous prayer. Then we will be: a pencil in God’s hands.† I think this quote plays an important part in the way we treat others everyday. It should always come to mind before we consider do something wrong to someone else. If we hurt someone else, we are also hurting God. Do we really want to hurt someone who love us so much that he would die for us? Mother Teresa knew how good it made God feel to see her do the great deeds she did and I believe this is what kept her going strong at it her whole life. This same feeling is what keeps me doing nice things for others everyday. Even though our world is full of so much hate and cruelty, I have learned to look past all this and only give out love and affection, in the hope of erasing all of t hese bad things. My future job as a doctor will allow me to take care of and aid people everyday and it makes me feel so good everytime I think of this. Mother Teresa’s love reached millions of people in millions of different  ways. She did not let anything stop her from performing God’s will ad following her heart. It took enormous, strength to live the life she did, and I pray to God and her every day for this same strength to get thorough the struggles in my life and to become a better person as each day progresses. I honestly feel God has put me here to accomplish something wonderful. Mother Teresa gives me the strength to find out what this is and DO IT!!!

Health Promotion Among the Homeless Essay

As the economy changes, so does the availability of services, goods and money for many every individual. For those individuals who are already struggling with some type of issue such as a decrease in hours worked, wage, disability, domestic violence etc. these changes affect them in a much more severe context. For those who become or are homeless, health care may not be the first thing to take care of on their daily tasks list. Other things like eating, finding safe shelter and not getting arrested are of the most importance. However as many contract health related diseases such as tuberculosis, diabetes, scabies, influenza, etc. health care becomes of concern and a necessity in order to maintain a way of life. Health promotion among the homeless community is not only important but needed. Health promotion can be effective with the appropriate intervention methods, professional staff and the continuous availability of services and goods offered to the community. The National Coalition for the Homeless (2009) noted that the Census Bureau calculated that 45. million Americans did not have health insurance in 2007 and out of this 45. 7 million uninsured individuals, 8. 1 million children in the United States were without health insurance. Homelessness and lack of health care are positively related and having no health insurance at all can itself alone cause homelessness. According to the National Coalition for the Homeless (2009), half of all personal bankruptcies in the United States in 2008 were due to hea lth related problems. The most important fact to remember when promotion health to this community is that they have little to no money, experience embarrassment, nervousness and/or may become offended and may not appear as if they need help but may or may not be mentally ill. These three things are not only considered barriers to the community when trying to receive health care but they are also barriers to the medical professionals who are not properly educated on how to show discretion and privacy for each homeless individual. Other relevant barriers include the lack of knowledge about where to get treated, lack of transportation and health care costs. To overcome these barriers, medical health professionals must be adequately educated on this community and any new developments within this community as well. Also affordable transportation and public assistance must be indiscriminately made available to this population. One of the biggest ways to break these barriers is to create and increase public health funding for this population. There is one federally funded program, Health Care for the Homeless, which provides health care for homeless persons. These services include but are not limited to substance abuse services, emergency care and public housing assistance. Also providing dental and mental health care in most areas, this federally funded program creates a standard by which other programs created should be based off of and also provides a foundation to for other programs needed to assist this growing population. Poor health in the homeless community has an effect on society. Homelessness impacts the community in the following ways: economically, politically, legally and physically. As the number of unhealthy homeless individuals increase, the cost of maintaining and operating health facilities and service programs that cater to this population increases. Taxpayers fund these programs and services with the help of private donations. When the homeless do not seek out these federally funded or privately funded services and programs, they seek another method of obtaining money and/or services by panhandling or stealing, this creates a legal problem. Also for those individuals who do not go to a shelter or place to eat, they must find food and typically they do this through garbage cans and recyclable places. This action creates health issues which causes this epidemic to continue. As there are those businesses that may deny the homeless individual to bathe or clean themselves properly, he/she may go days without proper hygiene care causing another more health problems such as scabies or other bodily infections. In conclusion, homeless individuals have the human and legal right to access public information and health services provided to every other human being. It is the writer’s opinion that a portion of the tax payer’s dollar should be spent to provide health insurance and health care to those that are homeless to a certain extent. The writer believes that each homeless individual should receive an annual checkup that includes mental, dental and physical services. For those taxpayers who make above a certain income range should be required to pay more of a percentage of services needed after the initial appointment. The writer believes that homeless individuals deserve the same amount of care as those who are not homeless deserve. Health issues in the homeless community are ones that can be solved with constant interventions and involvement at the community level.